Welcome to the memorial page for
Clifford M. Apgar, Jr.
September 22, 1936 ~ April 12, 2016 (age 79) 79 Years Old Light a Candle
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Message from michael keyes
April 25, 2016 9:54 AM
joyce, just found out about cliff. needless to say how sorry i am for you. cliff was always good to me and help me in my business over the years, which i will always be grateful for. while working at the bank we had fun,he was a good guy. god bless,mike
Message from Jayne and Steve Biehler, Best Berry Farm
April 21, 2016 10:21 AM
Joyce and family - we are so sorry for your loss. Our thoughts and prayers are with you. We will miss him at the farm stand.
Message from Daniel J. holser
April 20, 2016 5:55 PM
It seems like yesterday that we were skiing at Crooked Lake. You and your family living just up the road. I remember going into State Bank when you were my loan officer. You will be missed.
Message from Kevin Harrigan
April 18, 2016 10:26 AM
Very sorry to hear about Cliff's passing. He was a great banker and a great manager. Best direct report many of us State Bank, Norstar, Fleet folks ever had. His mark / legacy continues to be practiced in the Albany commercial banking ranks by those who he mentored so well. Rest in peace.
A candle was lit by Doris Oakley and Barb McNamee
on April 18, 2016 8:04 AM
Message from Joe and Diane Ferrara
April 17, 2016 1:51 PM
Joyce, Carrielynn and family ...Joe and I were very sorry to hear of Skip's passing. Our thoughts and prayers are with you all.
Message from Steve von Schenk
April 17, 2016 7:33 AM
Cliff was many things to many people- a great banker, mentor, friend, husband, father, grandfather.... the list goes on and on. I remember him most as a humble, generous and kind soul.
A candle was lit by Sandy McAlonie
on April 16, 2016 6:09 PM
Message from Wendell (Wink) Williams
April 16, 2016 11:46 AM
Cliff was one of the good guys at State Bank and succeeding banks. I recall when I was a young employee working in the credit department, how Cliff (then working in Plattsburg) guided me and helped me, even though we had never met at that time.
Later we enjoyed him and his sense of humor at the monthly luncheons and quarter century parties.
He will be greatly missed by many.
Later we enjoyed him and his sense of humor at the monthly luncheons and quarter century parties.
He will be greatly missed by many.
Message from Kathleen Simpson, D.C.
April 15, 2016 10:20 PM
Dear Joyce, Carrielynn and Linda,
I am deeply sorry for your great loss; but I am am relieved that Skip is not in pain, and no longer dreading leaving his loving family.
I was delighted to have spent so much time with him at our last 4th of July celebration at Linda & Dave's. It was wonderful to have had such a wonderful visit with him on the phone on one of his last really good days so very recently. I would never have believed that he was ill if I didn't know better. He was in wonderful spirits...a lovely memory. I will miss this gentle man.
I am deeply sorry for your great loss; but I am am relieved that Skip is not in pain, and no longer dreading leaving his loving family.
I was delighted to have spent so much time with him at our last 4th of July celebration at Linda & Dave's. It was wonderful to have had such a wonderful visit with him on the phone on one of his last really good days so very recently. I would never have believed that he was ill if I didn't know better. He was in wonderful spirits...a lovely memory. I will miss this gentle man.
A candle was lit by Joan and Joe Richardson
on April 15, 2016 9:46 PM
Message from Joseph Richardson
April 15, 2016 9:45 PM
Our friendship dates 53 years when we both were employed at the State Bank of Albany. You always demonstrated the capacity to understand and support officers and staff interested in developing his or her banking career. You always made time to listen to their problems and help with great advice. We worked together so well;traveled and managed relations with great passion and joy. We had fun times like the night I helped you move into a new office and discovered a bottle of Cold Duck Burgundy wine. There we were laughing about ourselves, placed our feet on the desk and polished off the wine bottle. You were a good friend and I will miss you dearly Cliff.
Message from Kiki Morris Memole
April 15, 2016 9:00 PM
Knew your Dad many years at the old State Bank of Albany, my first place of employment. My strongest memory of him was that of a gentleman, a good way to be remembered as.
Message from Mary and Laura Wolfe
April 15, 2016 6:21 PM
To Joyce, Carrielynn, Joyce and families. I always looked up to Skippy as he was 13 years older than me and he seemed like such a tall handsome man who did all kind of wonderful things with his baby cousins when we visited in Averil Park so many years ago. I'm so sorry we will not be able to gather again in High Bridge to celebrate the Apgar/Novak families, but we know he rests from his earthly struggles and now watches us from the non physical. Love, Mimi and Laura
A candle was lit by Mary Beth Apgar Wolfe and Laura Wolfe
on April 15, 2016 6:12 PM
Message from Charlene Petsch and family
April 15, 2016 4:59 PM
With warm memories of a caring and thoughtful friend-we were blessed to know Skip.
A candle was lit by Charlene Petsch and family
on April 15, 2016 4:55 PM
Message from Christine Hart Mesick
April 15, 2016 4:43 PM
One interview back in 1989 and the rest is history. My heart, along with so many others that he mentored, is broken. I will miss you dearly my friend.
Message from Rosalie Powers
April 15, 2016 3:22 PM
Joyce, Linda , Carrielynn - I am so sorry for your loss. From reading Cliff's obituary, I know you can take pride and comfort in the fact that his was a life well lived.
Message from Louis and Lynn Gaglione
April 15, 2016 3:54 AM
Our thoughts and prayers are with you and your family during this difficult time. We are sorry for your loss. Lou and I remember Cliff with affection and we always enjoyed our time together. A real nice guy who will be sadly missed by all.
A candle was lit by for my loving cousin Skippy, your cousin Barbara
on April 14, 2016 9:23 PM
Message from John S Apgar
April 14, 2016 5:10 PM
What can I say about my cousin Skip. He was a great friend not only to me, but especially after my Dad's passing. He was loving, loyal and generous. He had a great hug when he greeted you. He will be sorely missed and wish him all the blessing in his new future. Love John, Ellen, Jaime, Tess Apgar
A candle was lit by John, Ellen, Jaime and Tess Apgar
on April 14, 2016 5:02 PM
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